I’m Peyton Sweeney. I’ve spent 13 years turning credit card points into luxury trips for myself. Now I do it for clients.

My honeymoon was five nights at Hermitage Bay, Antigua, a $3,000-per-night resort, booked almost entirely on points. Friends and colleagues kept saying the same thing: I have points sitting somewhere too, I just haven’t figured out what to do with them. Helm exists for that conversation.

I run Helm out of Peyton Sweeney Guides LLC, a Wisconsin-registered company. I’m also the author of The Corporate Traveler’s Long Weekend travel guide series.

How Helm makes money: the fee is the entire commercial relationship. No commissions, no referral fees, no affiliate revenue on Diagnostic recommendations. I never log into your accounts and I never use your cards. Every recommendation is quantified, and the money-back guarantee is tied to the math.

Ready to find out what your points are actually worth?

At least $1,500 of value identified, or your $500 back. Delivered within seven business days of a complete intake. Before any work begins, Helm reviews your portfolio for capacity to identify at least $1,500 of measurable value. If your portfolio doesn’t support that threshold, Helm refunds the fee and declines the engagement upfront. If your portfolio does support it and the delivered Value Capture Summary falls below $1,500 anyway, Helm refunds the full fee within ten business days. Per the Terms of Service.